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+--- Thread: Loan Offer: Real or Fraud? (/Thread-loan-offer-real-or-fraud--63776)
Loan Offer: Real or Fraud? - brainstorm21 - 09-22-2020
<p>Today I got a call from a man. They offered me a loan at 0 % per annum with a 10-year maturity. Every year I would have to pay 10% of the loan amount as EMI. However, they said that before approving the loan, I would need to Deposit 1 Lac as security. Once the loan is approved, they will adjust the security amount in EMI. If the loan is not approved, the amount will be refunded. Everything will be done with proper paperwork.<br><br>When I asked why the company gives such cheap credit, they said that he wants to enter the banking sector and thus tries to attract customers. In this way, it contacts other financial creditors who have available cash that they would otherwise have to pay tax on. By lending it to customers at 0%, they save tax and get their money back at the end of 10 years.<br><br>I'm not sure if this scheme is real or fraudulent. Can anyone who has knowledge of the financial sector please help?<br></p>
RE: Loan Offer: Real or Fraud? - KaiShin - 09-22-2020
I have never taken a loan in my life and I think it's wrong
RE: Loan Offer: Real or Fraud? - MrStuden - 09-22-2020
<p>Lol I just joined but it still annoys me that big companies like that are able to get rid of loans but taking out other loans and not really pay any interest. I had to take out a long a few months back just because there were cut backs and they didn't pay me my salary on time (I was really annoyed since the company I work for is not that small and the fact that I needed to take out a <a href="https://maybeloan.com/payday-loans/tx">payday loans in Texas</a> was not great. I did manage to find a really nice company where I was able to choose the length of my loan (like for a month two three) which was nice, plus the interest rates were not that high. But like I said it was not the best situation even though the company was really nice and the staff super helpful. </p><p><br></p>
RE: Loan Offer: Real or Fraud? - KaiShin - 09-22-2020
<p>
(09-22-2020, 07:01 PM)MrStuden Wrote: </p><p>Lol I just joined but it still annoys me that big companies like that are able to get rid of loans but taking out other loans and not really pay any interest. I had to take out a long a few months back just because there were cut backs and they didn't pay me my salary on time (I was really annoyed since the company I work for is not that small and the fact that I needed to take out a <a href="https://maybeloan.com/payday-loans/tx">payday loans in Texas</a> was not great. I did manage to find a really nice company where I was able to choose the length of my loan (like for a month two three) which was nice, plus the interest rates were not that high. But like I said it was not the best situation even though the company was really nice and the staff super helpful. </p><p><br></p><p>
</p><p>
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<p class="MsoListParagraph"><span lang="EN-US" style="mso-ansi-language:EN-US">thanks
for sharing your story with us<o:p></o:p></span></p>
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<br></p>